Pays for itselfFits 3 partner lending programs

5584 County Rd, 600 Unit 111, Pagosa Springs, CO 81147

Pagosa Springs, CO 81147 · 2 bd · 1.5 ba · 1,364 sqft · Condo · 137 days on market

The math, in full

Asking price
$299,000
Down payment (30%)
$89,700
Loan amount
$209,300
Est. monthly rent
$1,798/mo
Range $1,528–$2,068/mo
Monthly payment, all-in
$1,702/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.06
$1,798 rent ÷ $1,702 payment
Monthly cashflow
+$96/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 81147, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$89,700

30% down on $299,000

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.