Pays for itselfFits 3 partner lending programs

DSCR investment property · New Smyrna Beach

56 Cedar Dunes Dr, New Smyrna Beach, FL 32169

New Smyrna Beach, FL 32169 · 2 bd · 2.5 ba · 1,328 sqft · Townhouse · 152 days on market

The math, in full

Asking price
$369,995
Down payment (15%)
$55,499
Loan amount
$314,496
Est. monthly rent
$3,990/mo
Range $3,392 to $4,589/mo
Monthly payment, all-in
$3,200/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.25
$3,990 rent ÷ $3,200 payment
Monthly cashflow
+$790/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32169, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$55,499

15% down on $369,995

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.