Pays for itselfFits 3 partner lending programs

5641 Midnight Pass Rd, Apt 904, Sarasota, FL 34242

Sarasota, FL 34242 · 1 bd · 1 ba · 797 sqft · Condo · 291 days on market

The math, in full

Asking price
$349,000
Down payment (15%)
$52,350
Loan amount
$296,650
Est. monthly rent
Range $5,695–$7,705/mo
$6,700/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$3,825/mo
Cashflow ratio (DSCR)
$6,700 rent ÷ $3,825 payment
1.75
Monthly cashflow
What's left after the payment
+$2,875/mo

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 34242, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$52,350

15% down on $349,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.