603 W Julia St, Perry, FL 32347

Perry, FL 32347 · 3 bd · 2 ba · 1,412 sqft · Single Family · 27 days on market

The math, in full

Asking price: $130,000
Down payment (15%): $19,500
Loan amount: $110,500
Est. monthly rent: $1,350/mo; Range $1,148 to $1,552/mo
Monthly payment, all-in: $1,068/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.26; $1,350 rent ÷ $1,068 payment
Monthly cashflow: +$282/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32347, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$19,500

15% down on $130,000

Your local lender

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Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.