6100 12th St S, Apt 313, Saint Petersburg, FL 33705

Saint Petersburg, FL 33705 · 1 bd · 1 ba · 523 sqft · Condo · 149 days on market

The math, in full

Asking price: $99,900
Down payment (20%): $19,980
Loan amount: $79,920
Est. monthly rent: $1,660/mo; Range $1,411 to $1,909/mo
Monthly payment, all-in: $1,437/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.16; $1,660 rent ÷ $1,437 payment
Monthly cashflow: +$223/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33705, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$19,980

20% down on $99,900

Your local lender

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Screened against real lending criteria. This one fits a current program.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.