Pays for itselfFits 2 partner lending programs

6123 Old Middleburg Rd S, Jacksonville, FL 32222

Jacksonville, FL 32222 · 4 bd · 2 ba · 2,424 sqft · Single Family · 182 days on market

The math, in full

Asking price
$135,000
Down payment (15%)
$20,250
Loan amount
$114,750
Est. monthly rent
Range $2,036–$2,754/mo
$2,395/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$1,109/mo
Cashflow ratio (DSCR)
$2,395 rent ÷ $1,109 payment
2.16
Monthly cashflow
What's left after the payment
+$1,286/mo

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32222, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$20,250

15% down on $135,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.