Pays for itselfFits 3 partner lending programs

DSCR investment property · Pensacola

6255 Memphis Ave, Pensacola, FL 32526

Pensacola, FL 32526 · 6 bd · 1 ba · 936 sqft · Single Family · 3 days on market

The math, in full

Asking price
$184,900
Down payment (15%)
$27,735
Loan amount
$157,165
Est. monthly rent
$1,848/mo
Range $1,571 to $2,125/mo
Monthly payment, all-in
$1,519/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.22
$1,848 rent ÷ $1,519 payment
Monthly cashflow
+$329/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 6-bedroom homes in zip 32526, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$27,735

15% down on $184,900

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.