640 Sw 7th St, Homestead, FL 33030

Homestead, FL 33030 · 3 bd · 1 ba · 693 sqft · Single Family · 56 days on market

The math, in full

Asking price: $340,000
Down payment (15%): $51,000
Loan amount: $289,000
Est. monthly rent: $3,350/mo; Range $2,848 to $3,852/mo
Monthly payment, all-in: $2,793/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.20; $3,350 rent ÷ $2,793 payment
Monthly cashflow: +$557/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33030, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$51,000

15% down on $340,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.