661 12th Ave S, Unit 661, Naples, FL 34102

Naples, FL 34102 · 2 bd · 2 ba · 843 sqft · Condo · 24 days on market

The math, in full

Asking price: $375,000
Down payment (15%): $56,250
Loan amount: $318,750
Est. monthly rent: $7,500/mo; Range $6,375 to $8,625/mo
Monthly payment, all-in: $3,748/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 2.00; $7,500 rent ÷ $3,748 payment
Monthly cashflow: +$3,752/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 34102, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$56,250

15% down on $375,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.