Pays for itselfFits 2 partner lending programs

6714 Sunburst Ln, Panama City, FL 32409

Panama City, FL 32409 · 3 bd · 2 ba · 1,875 sqft · Single Family · 46 days on market

The math, in full

Asking price
$175,000
Down payment (15%)
$26,250
Loan amount
$148,750
Est. monthly rent
$2,625/mo
Range $2,231–$3,019/mo
Monthly payment, all-in
$1,438/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.83
$2,625 rent ÷ $1,438 payment
Monthly cashflow
+$1,187/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32409, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$26,250

15% down on $175,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.