Pays for itselfFits 2 partner lending programs

699 Se Dade St, Lake City, FL 32025

Lake City, FL 32025 · 3 bd · 2 ba · 1,248 sqft · Single Family · 285 days on market

The math, in full

Asking price
$125,000
Down payment (15%)
$18,750
Loan amount
$106,250
Est. monthly rent
Range $1,445–$1,955/mo
$1,700/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$1,027/mo
Cashflow ratio (DSCR)
$1,700 rent ÷ $1,027 payment
1.66
Monthly cashflow
What's left after the payment
+$673/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32025, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$18,750

15% down on $125,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.