Pays for itselfFits 3 partner lending programs

731 W Elkcam Cir, Unit B114, Marco Island, FL 34145

Marco Island, FL 34145 · 2 bd · 2.5 ba · 1,066 sqft · Condo · 165 days on market

The math, in full

Asking price
$370,000
Down payment (15%)
$55,500
Loan amount
$314,500
Est. monthly rent
Range $5,100–$6,900/mo
$6,000/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$3,873/mo
Cashflow ratio (DSCR)
$6,000 rent ÷ $3,873 payment
1.55
Monthly cashflow
What's left after the payment
+$2,127/mo

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 34145, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$55,500

15% down on $370,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.