DSCR investment property · Punta Gorda
7360 N Ficus Tree, Punta Gorda, FL 33955
Punta Gorda, FL 33955 · 3 bd · 2 ba · 1,374 sqft · Single Family · 25 days on market
The math, in full
- Asking price
- $330,000
- Down payment (15%)
- $49,500
- Loan amount
- $280,500
- Est. monthly rent
- $5,625/mo
- Range $4,781 to $6,469/mo
- Monthly payment, all-in
- $2,735/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 2.06
- $5,625 rent ÷ $2,735 payment
- Monthly cashflow
- +$2,890/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 33955, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.
Cash to start
$49,500
15% down on $330,000
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria. This one fits 3 programs.
- Qualifies on the property's rent, no W-2 or tax returns.
- Listing data verified as of July 5, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.