7920 Merrill Rd, Unit 1808, Jacksonville, FL 32277

Jacksonville, FL 32277 · 3 bd · 2 ba · 1,157 sqft · Condo · 33 days on market

The math, in full

Asking price: $153,000
Down payment (15%): $22,950
Loan amount: $130,050
Est. monthly rent: $1,845/mo; Range $1,568 to $2,122/mo
Monthly payment, all-in: $1,477/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.25; $1,845 rent ÷ $1,477 payment
Monthly cashflow: +$368/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32277, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$22,950

15% down on $153,000

Your local lender

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Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.