800 Ne 85th St, Miami, FL 33138

Miami, FL 33138 · 5 bd · 4 ba · 2,358 sqft · Multi-Family · 675 days on market

The math, in full

Asking price: $1,500,000
Down payment (20%): $300,000
Loan amount: $1,200,000
Est. monthly rent: $14,500/mo; Range $12,325 to $16,675/mo
Monthly payment, all-in: $11,811/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.23; $14,500 rent ÷ $11,811 payment
Monthly cashflow: +$2,689/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 33138, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$300,000

20% down on $1,500,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.