801 W Baca St, Trinidad, CO 81082
Trinidad, CO 81082 · 5 bd · 1 ba · 2,740 sqft · Single Family · 121 days on market
The math, in full
- Asking price
- $89,000
- Down payment (20%)
- $17,800
- Loan amount
- $71,200
- Est. monthly rent
- $900/mo
- Range $765–$1,035/mo
- Monthly payment, all-in
- $567/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.59
- $900 rent ÷ $567 payment
- Monthly cashflow
- +$333/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 5-bedroom homes in zip 81082, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$17,800
20% down on $89,000
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits a current program.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.