813 S Elm Ave, Bartlesville, OK 74003
Bartlesville, OK 74003 · 3 bd · 1 ba · 1,152 sqft · Single Family · 53 days on market
The math, in full
- Asking price
- $118,500
- Down payment (15%)
- $17,775
- Loan amount
- $100,725
- Est. monthly rent
- $982/mo
- Range $835–$1,129/mo
- Monthly payment, all-in
- $855/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.15
- $982 rent ÷ $855 payment
- Monthly cashflow
- +$127/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 74003, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$17,775
15% down on $118,500
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 2 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.