8265 Sw 149th Dr, Palmetto Bay, FL 33158

Palmetto Bay, FL 33158 · 3 bd · 2 ba · 1,890 sqft · Single Family · 6 days on market

The math, in full

Asking price: $1,299,000
Down payment (20%): $259,800
Loan amount: $1,039,200
Est. monthly rent: $12,000/mo; Range $10,200 to $13,800/mo
Monthly payment, all-in: $10,228/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.17; $12,000 rent ÷ $10,228 payment
Monthly cashflow: +$1,772/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33158, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$259,800

20% down on $1,299,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.