859 Ne 90th St, Miami, FL 33138
Miami, FL 33138 · 5 bd · 4 ba · 2,294 sqft · Multi-Family · 169 days on market
The math, in full
- Asking price
- $1,300,000
- Down payment (20%)
- $260,000
- Loan amount
- $1,040,000
- Est. monthly rent
- $14,500/mo
- Range $12,325–$16,675/mo
- Monthly payment, all-in
- $10,236/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.42
- $14,500 rent ÷ $10,236 payment
- Monthly cashflow
- +$4,264/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 5-bedroom homes in zip 33138, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$260,000
20% down on $1,300,000
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.