859 W 28th St, Jacksonville, FL 32209
Jacksonville, FL 32209 · 3 bd · 2 ba · 1,002 sqft · Single Family · 79 days on market
The math, in full
- Asking price
- $104,900
- Down payment (20%)
- $20,980
- Loan amount
- $83,920
- Est. monthly rent
- Range $1,105–$1,495/mo
- $1,300/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $826/mo
- Cashflow ratio (DSCR)
- $1,300 rent ÷ $826 payment
- 1.57
- Monthly cashflow
- What's left after the payment
- +$474/mo
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 32209, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$20,980
20% down on $104,900
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits a current program.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.