861 97th Ave N, Naples, FL 34108
Naples, FL 34108 · 4 bd · 3 ba · 2,257 sqft · Single Family · 41 days on market
The math, in full
- Asking price
- $999,900
- Down payment (15%)
- $149,985
- Loan amount
- $849,915
- Est. monthly rent
- Range $10,625–$14,375/mo
- $12,500/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $8,214/mo
- Cashflow ratio (DSCR)
- $12,500 rent ÷ $8,214 payment
- 1.52
- Monthly cashflow
- What's left after the payment
- +$4,286/mo
Where the rent number comes from
Median asking rent for 4-bedroom homes in zip 34108, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$149,985
15% down on $999,900
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
Not the one? Browse more in FL →
Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.