86480 Shortline Cir, Yulee, FL 32097

Yulee, FL 32097 · 2 bd · 2.5 ba · 1,168 sqft · Single Family · 54 days on market

The math, in full

Asking price: $235,900
Down payment (15%): $35,385
Loan amount: $200,515
Est. monthly rent: $3,465/mo; Range $2,945 to $3,985/mo
Monthly payment, all-in: $2,059/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.68; $3,465 rent ÷ $2,059 payment
Monthly cashflow: +$1,406/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32097, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$35,385

15% down on $235,900

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.