Pays for itselfFits 1 partner lending program

9090 County Rd, 454, Trinidad, CO 81082

Trinidad, CO 81082 · 3 bd · 1 ba · 1,350 sqft · Single Family · 490 days on market

The math, in full

Asking price
$69,000
Down payment (20%)
$13,800
Loan amount
$55,200
Est. monthly rent
$900/mo
Range $765–$1,035/mo
Monthly payment, all-in
$440/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
2.05
$900 rent ÷ $440 payment
Monthly cashflow
+$460/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 81082, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$13,800

20% down on $69,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.