Pays for itselfFits 3 partner lending programs

DSCR investment property · Pensacola

913 Bartow Ave, Pensacola, FL 32507

Pensacola, FL 32507 · 4 bd · 2 ba · 1,504 sqft · Single Family · 112 days on market

The math, in full

Asking price
$239,985
Down payment (15%)
$35,998
Loan amount
$203,987
Est. monthly rent
$2,300/mo
Range $1,955 to $2,645/mo
Monthly payment, all-in
$1,972/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.17
$2,300 rent ÷ $1,972 payment
Monthly cashflow
+$328/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32507, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$35,998

15% down on $239,985

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.