Pays for itselfFits 3 partner lending programs

974 Greenwood Ct S, Sanibel, FL 33957

Sanibel, FL 33957 · 3 bd · 2.5 ba · 1,421 sqft · Single Family · 29 days on market

The math, in full

Asking price
$649,900
Down payment (15%)
$97,485
Loan amount
$552,415
Est. monthly rent
Range $8,019–$10,849/mo
$9,434/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$5,362/mo
Cashflow ratio (DSCR)
$9,434 rent ÷ $5,362 payment
1.76
Monthly cashflow
What's left after the payment
+$4,072/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33957, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$97,485

15% down on $649,900

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.