Pays for itselfFits 3 partner lending programs

9820 Citadel Ln, Unit 106, Bonita Springs, FL 34135

Bonita Springs, FL 34135 · 3 bd · 2 ba · 1,151 sqft · Condo · 186 days on market

The math, in full

Asking price
$305,000
Down payment (15%)
$45,750
Loan amount
$259,250
Est. monthly rent
Range $4,250–$5,750/mo
$5,000/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$2,985/mo
Cashflow ratio (DSCR)
$5,000 rent ÷ $2,985 payment
1.68
Monthly cashflow
What's left after the payment
+$2,015/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 34135, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$45,750

15% down on $305,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

Not the one? Browse more in FL

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.