Pays for itselfFits 3 partner lending programs

9826 Nucla St, Lot 9, Commerce City, CO 80022

Commerce City, CO 80022 · 5 bd · 2 ba · 2,875 sqft · Single Family · 82 days on market

The math, in full

Asking price
$499,000
Down payment (20%)
$99,800
Loan amount
$399,200
Est. monthly rent
$3,371/mo
Range $2,865–$3,877/mo
Monthly payment, all-in
$3,226/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.05
$3,371 rent ÷ $3,226 payment
Monthly cashflow
+$145/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 80022, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$99,800

20% down on $499,000

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.