Pays for itselfFits 3 partner lending programs

985 Xavier St, Denver, CO 80204

Denver, CO 80204 · 4 bd · 1 ba · 768 sqft · Single Family · 236 days on market

The math, in full

Asking price
$389,999
Down payment (15%)
$58,500
Loan amount
$331,499
Est. monthly rent
$2,950/mo
Range $2,508–$3,392/mo
Monthly payment, all-in
$2,619/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.13
$2,950 rent ÷ $2,619 payment
Monthly cashflow
+$331/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 80204, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$58,500

15% down on $389,999

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.