Guides
Investing, explained without the jargon
Short, practical guides to financing and finding rental properties that pay for themselves — written for people buying their first (or next) one.
What Is DSCR? How Lenders Decide If a Rental Pays for Itself
DSCR is the one number that decides whether a rental property qualifies for an investment loan on its own rent. Here's how it works and what counts as a good ratio.
Read guideHow Much Down Payment Do You Need for a DSCR Loan?
Most DSCR loans need 20–25% down. Here's what drives the number, how it interacts with cashflow, and how to estimate your cash-to-close.
Read guideCan You Buy a Rental With No W-2 or Tax Returns?
Yes — DSCR loans qualify on the property's rent instead of your income docs. Here's who that helps and how the process differs from a conventional loan.
Read guideWhat Is a Buy Box in Real Estate Investing?
A buy box is the set of criteria a property must meet for you to buy it. Here's how to define yours so you can say yes (or no) in minutes.
Read guideHouse Hacking: How to Buy Your First Property With Less Down
If you're still renting, house hacking lets you buy with low-down owner-occupied financing, live in part of the property, and rent the rest. Here's the playbook.
Read guideWhere Rentals Still Cashflow: Colorado, Oklahoma & Florida
Cashflow is getting harder to find — but it's still out there. A look at why these three markets work and how to find the specific homes that pencil out.
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