Rentals that pay for themselves in Commerce City.
There are 124 rentals in Commerce City, Colorado where the rent currently covers the full mortgage, taxes, and insurance. It's a higher-basis market — the median cashflowing listing runs $449,945 (most fall between $373,570 and $523,499) — so screening for the ones that still pencil matters here. They pencil at about a 1.03 DSCR — roughly $94/mo left over after the payment on a typical 3-bedroom home. The most active ZIPs right now are 80022, 80640, 80603. Every listing below shows the full math up front — and only the ones our partners can fund.
- Cashflowing listings
- 124
- Median price
- $449,945
- Median DSCR
- 1.03
- Avg. monthly cashflow
- +$94
Top cashflow ratios in Commerce City today
Full CO catalog5bd · 2ba · 1,768 sqft
- Est. rent
- $3,371/mo
- All-in
- $2,921/mo
- Cash to start
- $65,250
- Cashflow
- +$450/mo
3bd · 1.5ba · 952 sqft
- Est. rent
- $2,827/mo
- All-in
- $2,451/mo
- Cash to start
- $54,750
- Cashflow
- +$376/mo
4bd · 1ba · 1,484 sqft
- Est. rent
- $3,100/mo
- All-in
- $2,753/mo
- Cash to start
- $61,500
- Cashflow
- +$347/mo
3bd · 1ba · 1,011 sqft
- Est. rent
- $2,827/mo
- All-in
- $2,518/mo
- Cash to start
- $56,250
- Cashflow
- +$309/mo
3bd · 1,468 sqft
- Est. rent
- $2,827/mo
- All-in
- $2,525/mo
- Cash to start
- $56,399
- Cashflow
- +$302/mo
4bd · 1ba · 1,452 sqft
- Est. rent
- $3,100/mo
- All-in
- $2,805/mo
- Cash to start
- $62,655
- Cashflow
- +$295/mo
3bd · 2.5ba · 1,373 sqft
- Est. rent
- $2,827/mo
- All-in
- $2,545/mo
- Cash to start
- $45,750
- Cashflow
- +$282/mo
3bd · 2.5ba · 1,356 sqft
- Est. rent
- $2,827/mo
- All-in
- $2,577/mo
- Cash to start
- $48,750
- Cashflow
- +$250/mo
3bd · 1ba · 822 sqft
- Est. rent
- $2,827/mo
- All-in
- $2,618/mo
- Cash to start
- $58,485
- Cashflow
- +$209/mo
Showing the top 9 of 124 cashflowing Commerce City listings — browse the rest →
Every listing is pre-screened
We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.
The math is shown in full
Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.
Financing is attached
These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.
Common questions
How do I know these Commerce City rentals actually cashflow?+
Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.
Can I qualify without a W-2 or tax returns?+
Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.
I don't own a home yet. Can I still invest here?+
Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.
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