2-4 units · CO

DESK READ (illustrative): a DSCR first at 70% LTV is ~$297,500, putting cash-to-close near $140,250 ($127,500 down + ~$12,750 est. costs). At an illustrative 7% rate (30-yr am), stated rent of $3,600/mo covers principal & interest ~1.82x (before taxes/insurance). Most DSCR programs want full-payment coverage near 1.0-1.25x. Seller is possibly open to carrying: a hybrid such as a 70% DSCR first + ~15% seller second could put cash-to-close near $76,500, subject to program CLTV limits. Illustrative math from listing figures only. Not a quote, offer, or approval; actual terms come from the licensed desk on a real application.