Buy and sell rentals off-market in Florida.
Florida has one of the deepest benches of free-and-clear property owners in the country: decades of retirees who paid off their homes and rentals, plus long-tenure landlords aging out of tenant work. That is exactly the seller pool that can offer owner financing, because a paid-off property has no due-on-sale clause and no lender payoff in the way.
On the buyer side, we have identified 19,454 Florida investors holding 5 to 19 doors from county property rolls. Those mid-size investors are the natural buyers of tenant-occupied rentals, and this exchange exists to connect the two sides directly, with no listing commission in the middle.
Why Florida, why now
Florida's insurance costs have squeezed thin-margin landlords hard. Owners who are done with rising premiums but want to keep the income often prefer carrying a note over a cash sale.
Our Broward County pilot verifies free-and-clear status against the county's own mortgage and satisfaction filings, not modeled estimates. That data powers the deal flow and is also available in the data shop.
Our licensed financing desk operates in Florida, so deals here can carry a financing read: what a DSCR first supports, whether a seller second works, and estimated cash to close.
Florida questions, answered
Can I sell a Florida rental without a realtor?
Yes. For-sale-by-owner is legal in Florida, and investor-to-investor sales close through a title company or attorney. Listing here is free, and your buyer prices on the rent roll rather than owner-occupant comps.
Is seller financing common in Florida?
Florida's large base of free-and-clear owners makes it one of the strongest seller-finance markets in the country. Long-tenure owners often prefer note income and the installment-sale tax treatment over a lump-sum sale.
What Florida deals come with financing attached?
Deals in Florida can include a read from our licensed desk covering DSCR first mortgages, hybrid structures with seller-carried seconds, and compliant note papering for owner-occupant buyers.
New to the structures? Start with what seller financing is and how DSCR loans work, or browse the deal board.