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355 cashflowing listings screened right now

Rentals that pay for themselves in Cape Coral.

Cape Coral is one of Florida's fastest-growing cities, with a housing stock that's overwhelmingly single-family — the exact property type DSCR lenders like best. Post-2022 price resets left pockets where rents clear the payment, and this page tracks them.

Top cashflow ratios in Cape Coral today

Full FL catalog
$75,000DSCR 2.03
4906 Victoria Dr, Apt 209, Cape Coral, FL 33904

1bd · 1ba · 743 sqft

Est. rent
$1,200/mo
All-in
$591/mo
Cash to start
$15,000
Cashflow
+$609/mo
Full math
$99,900DSCR 1.89
423 Cape Coral Pkwy W, Apt 202, Cape Coral, FL 33914

2bd · 2ba · 840 sqft

Est. rent
$1,485/mo
All-in
$787/mo
Cash to start
$19,980
Cashflow
+$698/mo
Full math
$110,000DSCR 1.73
619 Se 47th St, Apt 4, Cape Coral, FL 33904

2bd · 1ba · 1,122 sqft

Est. rent
$1,500/mo
All-in
$866/mo
Cash to start
$22,000
Cashflow
+$634/mo
Full math
$110,000DSCR 1.73
619 Se 47th St, Apt 5, Cape Coral, FL 33904

2bd · 1ba · 1,122 sqft

Est. rent
$1,500/mo
All-in
$866/mo
Cash to start
$22,000
Cashflow
+$634/mo
Full math
$225,000DSCR 1.73
3713 Se 8th Ave, Lot 22, Cape Coral, FL 33904

3bd · 2ba · 1,436 sqft

Est. rent
$3,200/mo
All-in
$1,848/mo
Cash to start
$33,750
Cashflow
+$1,352/mo
Full math
$89,700DSCR 1.70
403 Se 43rd Ter, Unit 11, Cape Coral, FL 33904

1bd · 1ba · 848 sqft

Est. rent
$1,200/mo
All-in
$706/mo
Cash to start
$17,940
Cashflow
+$494/mo
Full math
$231,500DSCR 1.68
521 Se 35th St, Cape Coral, FL 33904

3bd · 2ba · 1,250 sqft

Est. rent
$3,200/mo
All-in
$1,902/mo
Cash to start
$34,725
Cashflow
+$1,298/mo
Full math
$114,000DSCR 1.67
4931 Vincennes Ct, Apt 4, Cape Coral, FL 33904

2bd · 2ba · 818 sqft

Est. rent
$1,500/mo
All-in
$898/mo
Cash to start
$22,800
Cashflow
+$602/mo
Full math
$235,000DSCR 1.66
3109 Se 8th Pl, Cape Coral, FL 33904

3bd · 2ba · 1,393 sqft

Est. rent
$3,200/mo
All-in
$1,931/mo
Cash to start
$35,250
Cashflow
+$1,269/mo
Full math

Showing the top 9 of 355 cashflowing Cape Coral listings — browse the rest →

01

Every listing is pre-screened

We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.

02

The math is shown in full

Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.

03

Financing is attached

These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.

Common questions

How do I know these Cape Coral rentals actually cashflow?+

Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.

Can I qualify without a W-2 or tax returns?+

Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.

I don't own a home yet. Can I still invest here?+

Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.

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