Rentals that pay for themselves in Tampa.
Tampa's population and job growth have been relentless, and rents have followed. Pure cashflow is more selective here than in North Florida — these are the Tampa-area listings where the rent still clears the full payment at today's prices.
Top cashflow ratios in Tampa today
Full FL catalog2bd · 1ba · 704 sqft
- Est. rent
- $1,700/mo
- All-in
- $827/mo
- Cash to start
- $21,000
- Cashflow
- +$873/mo
2bd · 1ba · 1,042 sqft
- Est. rent
- $2,050/mo
- All-in
- $1,068/mo
- Cash to start
- $19,500
- Cashflow
- +$982/mo
3bd · 1ba · 1,024 sqft
- Est. rent
- $2,850/mo
- All-in
- $1,635/mo
- Cash to start
- $29,850
- Cashflow
- +$1,215/mo
2bd · 1.5ba · 1,252 sqft
- Est. rent
- $3,397/mo
- All-in
- $2,182/mo
- Cash to start
- $34,875
- Cashflow
- +$1,215/mo
3bd · 2ba · 1,310 sqft
- Est. rent
- $2,025/mo
- All-in
- $1,314/mo
- Cash to start
- $23,985
- Cashflow
- +$711/mo
2bd · 2.5ba · 1,216 sqft
- Est. rent
- $3,397/mo
- All-in
- $2,220/mo
- Cash to start
- $33,750
- Cashflow
- +$1,177/mo
3bd · 1ba · 890 sqft
- Est. rent
- $2,100/mo
- All-in
- $1,397/mo
- Cash to start
- $25,500
- Cashflow
- +$703/mo
3bd · 1ba · 736 sqft
- Est. rent
- $2,100/mo
- All-in
- $1,397/mo
- Cash to start
- $25,500
- Cashflow
- +$703/mo
4bd · 2ba · 1,950 sqft
- Est. rent
- $2,700/mo
- All-in
- $1,807/mo
- Cash to start
- $32,985
- Cashflow
- +$893/mo
Showing the top 9 of 442 cashflowing Tampa listings — browse the rest →
Every listing is pre-screened
We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.
The math is shown in full
Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.
Financing is attached
These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.
Common questions
How do I know these Tampa rentals actually cashflow?+
Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.
Can I qualify without a W-2 or tax returns?+
Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.
I don't own a home yet. Can I still invest here?+
Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.
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