Rentals that pay for themselves in Saint Petersburg.
St. Pete combines Tampa Bay's job market with a dense, walkable rental scene of its own. Inventory that cashflows is selective — these are the current listings on the Pinellas side where the math still works.
Top cashflow ratios in Saint Petersburg today
Full FL catalog4bd · 2ba · 1,571 sqft
- Est. rent
- $7,500/mo
- All-in
- $3,442/mo
- Cash to start
- $62,850
- Cashflow
- +$4,058/mo
2bd · 2ba · 1,482 sqft
- Est. rent
- $2,000/mo
- All-in
- $986/mo
- Cash to start
- $18,000
- Cashflow
- +$1,014/mo
1bd · 1ba · 765 sqft
- Est. rent
- $1,475/mo
- All-in
- $783/mo
- Cash to start
- $19,900
- Cashflow
- +$692/mo
3bd · 1ba · 1,068 sqft
- Est. rent
- $3,300/mo
- All-in
- $1,766/mo
- Cash to start
- $32,250
- Cashflow
- +$1,534/mo
3bd · 1ba · 752 sqft
- Est. rent
- $2,500/mo
- All-in
- $1,437/mo
- Cash to start
- $26,235
- Cashflow
- +$1,063/mo
3bd · 1.5ba · 1,013 sqft
- Est. rent
- $3,300/mo
- All-in
- $1,931/mo
- Cash to start
- $35,250
- Cashflow
- +$1,369/mo
3bd · 2ba · 1,476 sqft
- Est. rent
- $2,650/mo
- All-in
- $1,561/mo
- Cash to start
- $28,500
- Cashflow
- +$1,089/mo
2bd · 2ba · 1,152 sqft
- Est. rent
- $5,000/mo
- All-in
- $2,999/mo
- Cash to start
- $54,750
- Cashflow
- +$2,001/mo
4bd · 2ba · 1,822 sqft
- Est. rent
- $7,500/mo
- All-in
- $4,510/mo
- Cash to start
- $82,350
- Cashflow
- +$2,990/mo
Showing the top 9 of 523 cashflowing Saint Petersburg listings — browse the rest →
Every listing is pre-screened
We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.
The math is shown in full
Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.
Financing is attached
These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.
Common questions
How do I know these Saint Petersburg rentals actually cashflow?+
Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.
Can I qualify without a W-2 or tax returns?+
Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.
I don't own a home yet. Can I still invest here?+
Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.
More Florida markets
Found one you like? Check it in 30 seconds.
Or run any Saint Petersburg deal — yours or one from Zillow — through the free calculator and see if it funds.
Check a deal now