Rentals that pay for themselves in Naples.
Naples is one of Florida's deepest rental markets in our catalog — 1,706 listings right now where the rent covers the full payment. It's a higher-basis market — the median cashflowing listing runs $470,000 (most fall between $265,000 and $895,000) — so screening for the ones that still pencil matters here. They pencil at about a 1.17 DSCR — roughly $1,206/mo left over after the payment on a typical 2-bedroom home. The most active ZIPs right now are 34114, 34113, 34108. Every listing below shows the full math up front — and only the ones our partners can fund.
- Cashflowing listings
- 1,706
- Median price
- $470,000
- Median DSCR
- 1.17
- Avg. monthly cashflow
- +$1,206
Top cashflow ratios in Naples today
Full FL catalog4bd · 2ba · 2,004 sqft
- Est. rent
- $12,500/mo
- All-in
- $5,176/mo
- Cash to start
- $94,500
- Cashflow
- +$7,324/mo
1bd · 1ba · 1,004 sqft
- Est. rent
- $1,800/mo
- All-in
- $748/mo
- Cash to start
- $19,000
- Cashflow
- +$1,052/mo
1bd · 1.5ba · 809 sqft
- Est. rent
- $5,250/mo
- All-in
- $2,217/mo
- Cash to start
- $40,485
- Cashflow
- +$3,033/mo
2bd · 2ba · 1,064 sqft
- Est. rent
- $4,945/mo
- All-in
- $2,136/mo
- Cash to start
- $39,000
- Cashflow
- +$2,809/mo
2bd · 2ba · 1,179 sqft
- Est. rent
- $4,945/mo
- All-in
- $2,135/mo
- Cash to start
- $38,985
- Cashflow
- +$2,810/mo
3bd · 2ba · 1,287 sqft
- Est. rent
- $10,750/mo
- All-in
- $4,666/mo
- Cash to start
- $85,200
- Cashflow
- +$6,084/mo
3bd · 2ba · 1,428 sqft
- Est. rent
- $8,000/mo
- All-in
- $3,487/mo
- Cash to start
- $63,675
- Cashflow
- +$4,513/mo
3bd · 2ba · 1,256 sqft
- Est. rent
- $8,000/mo
- All-in
- $3,529/mo
- Cash to start
- $62,850
- Cashflow
- +$4,471/mo
2bd · 2ba · 1,015 sqft
- Est. rent
- $9,250/mo
- All-in
- $4,066/mo
- Cash to start
- $74,250
- Cashflow
- +$5,184/mo
Showing the top 9 of 1,706 cashflowing Naples listings — browse the rest →
Every listing is pre-screened
We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.
The math is shown in full
Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.
Financing is attached
These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.
Common questions
How do I know these Naples rentals actually cashflow?+
Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.
Can I qualify without a W-2 or tax returns?+
Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.
I don't own a home yet. Can I still invest here?+
Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.
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