Rentals that pay for themselves in Miami.
Miami is one of Florida's deepest rental markets in our catalog — 906 listings right now where the rent covers the full payment. The median cashflowing listing lists at $329,950, with most homes priced between $160,000 and $849,450. They pencil at about a 1.03 DSCR — roughly $515/mo left over after the payment on a typical 2-bedroom home. The most active ZIPs right now are 33179, 33137, 33131. Every listing below shows the full math up front — and only the ones our partners can fund.
- Cashflowing listings
- 906
- Median price
- $329,950
- Median DSCR
- 1.03
- Avg. monthly cashflow
- +$515
Top cashflow ratios in Miami today
Full FL catalog4bd · 2ba · 1,540 sqft
- Est. rent
- $14,725/mo
- All-in
- $6,564/mo
- Cash to start
- $119,850
- Cashflow
- +$8,161/mo
5bd · 3ba · 2,350 sqft
- Est. rent
- $10,575/mo
- All-in
- $4,929/mo
- Cash to start
- $90,000
- Cashflow
- +$5,646/mo
5bd · 3ba · 2,492 sqft
- Est. rent
- $20,000/mo
- All-in
- $9,439/mo
- Cash to start
- $172,350
- Cashflow
- +$10,561/mo
5bd · 2ba · 1,344 sqft
- Est. rent
- $20,000/mo
- All-in
- $9,447/mo
- Cash to start
- $172,500
- Cashflow
- +$10,553/mo
3bd · 2.5ba · 1,816 sqft
- Est. rent
- $6,700/mo
- All-in
- $3,278/mo
- Cash to start
- $59,850
- Cashflow
- +$3,422/mo
3bd · 1ba · 1,128 sqft
- Est. rent
- $6,700/mo
- All-in
- $3,286/mo
- Cash to start
- $60,000
- Cashflow
- +$3,414/mo
5bd · 4ba · 2,200 sqft
- Est. rent
- $20,000/mo
- All-in
- $9,843/mo
- Cash to start
- $250,000
- Cashflow
- +$10,157/mo
5bd · 5.5ba · 1,561 sqft
- Est. rent
- $20,000/mo
- All-in
- $9,843/mo
- Cash to start
- $250,000
- Cashflow
- +$10,157/mo
1bd · 1ba · 686 sqft
- Est. rent
- $1,713/mo
- All-in
- $865/mo
- Cash to start
- $21,980
- Cashflow
- +$848/mo
Showing the top 9 of 906 cashflowing Miami listings — browse the rest →
Every listing is pre-screened
We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.
The math is shown in full
Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.
Financing is attached
These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.
Common questions
How do I know these Miami rentals actually cashflow?+
Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.
Can I qualify without a W-2 or tax returns?+
Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.
I don't own a home yet. Can I still invest here?+
Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.
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