Rentals that pay for themselves in Palm Beach Gardens.
There are 120 rentals in Palm Beach Gardens, Florida where the rent currently covers the full mortgage, taxes, and insurance. It's a higher-basis market — the median cashflowing listing runs $503,950 (most fall between $205,000 and $1,130,491) — so screening for the ones that still pencil matters here. They pencil at about a 1.04 DSCR — roughly $663/mo left over after the payment on a typical 3-bedroom home. The most active ZIPs right now are 33412, 33418, 33410. Every listing below shows the full math up front — and only the ones our partners can fund.
- Cashflowing listings
- 120
- Median price
- $503,950
- Median DSCR
- 1.04
- Avg. monthly cashflow
- +$663
Top cashflow ratios in Palm Beach Gardens today
Full FL catalog3bd · 2.5ba · 2,180 sqft
- Est. rent
- $3,800/mo
- All-in
- $1,643/mo
- Cash to start
- $30,000
- Cashflow
- +$2,157/mo
3bd · 2ba · 1,552 sqft
- Est. rent
- $11,500/mo
- All-in
- $5,160/mo
- Cash to start
- $88,350
- Cashflow
- +$6,340/mo
3bd · 2ba · 1,552 sqft
- Est. rent
- $11,500/mo
- All-in
- $5,607/mo
- Cash to start
- $96,750
- Cashflow
- +$5,893/mo
3bd · 2ba · 1,577 sqft
- Est. rent
- $11,500/mo
- All-in
- $6,125/mo
- Cash to start
- $106,350
- Cashflow
- +$5,375/mo
4bd · 2.5ba · 1,848 sqft
- Est. rent
- $6,725/mo
- All-in
- $3,841/mo
- Cash to start
- $58,350
- Cashflow
- +$2,884/mo
3bd · 2ba · 2,104 sqft
- Est. rent
- $9,500/mo
- All-in
- $6,406/mo
- Cash to start
- $110,850
- Cashflow
- +$3,094/mo
3bd · 3ba · 2,186 sqft
- Est. rent
- $9,500/mo
- All-in
- $6,697/mo
- Cash to start
- $122,285
- Cashflow
- +$2,803/mo
1bd · 1ba · 502 sqft
- Est. rent
- $2,233/mo
- All-in
- $1,600/mo
- Cash to start
- $21,750
- Cashflow
- +$633/mo
3bd · 2ba · 1,973 sqft
- Est. rent
- $9,500/mo
- All-in
- $6,907/mo
- Cash to start
- $119,985
- Cashflow
- +$2,593/mo
Showing the top 9 of 120 cashflowing Palm Beach Gardens listings — browse the rest →
Every listing is pre-screened
We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.
The math is shown in full
Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.
Financing is attached
These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.
Common questions
How do I know these Palm Beach Gardens rentals actually cashflow?+
Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.
Can I qualify without a W-2 or tax returns?+
Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.
I don't own a home yet. Can I still invest here?+
Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.
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