Rentals that pay for themselves in Sunny Isles Beach.
There are 172 rentals in Sunny Isles Beach, Florida where the rent currently covers the full mortgage, taxes, and insurance. It's a higher-basis market — the median cashflowing listing runs $427,000 (most fall between $298,000 and $834,500) — so screening for the ones that still pencil matters here. They pencil at about a 1.06 DSCR — roughly $574/mo left over after the payment on a typical 2-bedroom home. Every listing below shows the full math up front — and only the ones our partners can fund.
- Cashflowing listings
- 172
- Median price
- $427,000
- Median DSCR
- 1.06
- Avg. monthly cashflow
- +$574
Top cashflow ratios in Sunny Isles Beach today
Full FL catalog2bd · 1.5ba · 767 sqft
- Est. rent
- $4,200/mo
- All-in
- $2,259/mo
- Cash to start
- $41,250
- Cashflow
- +$1,941/mo
2bd · 1.5ba · 801 sqft
- Est. rent
- $4,200/mo
- All-in
- $2,317/mo
- Cash to start
- $33,000
- Cashflow
- +$1,883/mo
4bd · 4ba · 2,472 sqft
- Est. rent
- $16,500/mo
- All-in
- $9,489/mo
- Cash to start
- $173,250
- Cashflow
- +$7,011/mo
3bd · 2ba · 1,628 sqft
- Est. rent
- $7,999/mo
- All-in
- $4,955/mo
- Cash to start
- $73,350
- Cashflow
- +$3,044/mo
3bd · 2ba · 1,570 sqft
- Est. rent
- $7,999/mo
- All-in
- $5,152/mo
- Cash to start
- $84,750
- Cashflow
- +$2,847/mo
3bd · 2ba · 1,264 sqft
- Est. rent
- $7,999/mo
- All-in
- $5,260/mo
- Cash to start
- $74,955
- Cashflow
- +$2,739/mo
2bd · 2ba · 937 sqft
- Est. rent
- $4,200/mo
- All-in
- $2,793/mo
- Cash to start
- $51,000
- Cashflow
- +$1,407/mo
2bd · 2ba · 940 sqft
- Est. rent
- $4,200/mo
- All-in
- $2,868/mo
- Cash to start
- $40,800
- Cashflow
- +$1,332/mo
3bd · 2ba · 1,264 sqft
- Est. rent
- $7,999/mo
- All-in
- $5,666/mo
- Cash to start
- $82,350
- Cashflow
- +$2,333/mo
Showing the top 9 of 172 cashflowing Sunny Isles Beach listings — browse the rest →
Every listing is pre-screened
We score live listings against real DSCR lending criteria — only the ones whose rent covers the full payment make this page.
The math is shown in full
Rent estimate, all-in payment, cash to start, cashflow ratio. Open any property for the complete breakdown.
Financing is attached
These loans qualify on the property's rent, not your W-2. One click gets you to a loan officer with real terms.
Common questions
How do I know these Sunny Isles Beach rentals actually cashflow?+
Every property is scored against current DSCR lending criteria using a rent estimate built from local market comps — the median asking rent for similar homes in the same zip. “Pays for itself” means the estimated rent covers the full monthly payment: mortgage, taxes, and insurance. Final numbers are always confirmed by a loan officer and appraisal.
Can I qualify without a W-2 or tax returns?+
Yes — that's the point of a DSCR loan. It qualifies on whether the property's rent covers the payment, not your personal income. You need a down payment (typically 20–25%), decent credit, and to already own or have recently owned a home.
I don't own a home yet. Can I still invest here?+
Not with a DSCR loan — but you can house-hack: buy a 2–4 unit property with a regular consumer loan at as little as ~3.5–5% down, live in one unit, and rent the rest. A year later, the listings on this page become your shopping list.
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